Funding
Free credit assessment of the loan amount and interest rate we can achieve.
You want to buy or build your dream house
KAZAKOS Real Estate in collaboration with IMS-FC is by your side in a very important decision such as that of obtaining a mortgage loan, for this purpose we provide you with comprehensive financier services for acquiring the property you desire. Our experienced associates acting in the interest of our clients are by your side at every stage of your mortgage loan from pre-approval to disbursement. Our purpose is to help you submit your application and monitor its progress until all procedures are completed, freeing you from time-consuming bureaucratic actions.
The housing loan is a form of financing from the banking institution for the purpose of purchasing a residence or business premises, the construction, as well as the repair of the property or business premises. The financing period is defined from five (5) to forty (40) years. The loan repayment period is affected by the age of the borrowers.
Housing loans with the purpose of either private use or investment, as well as financing for the purchase of a plot of land, the construction of a residence, the addition or repair of a property, are just some of the products included in the housing loan.
Fixed rate mortgage. It offers a fixed interest rate for a certain period and after that period ends, you are usually given the option to choose a fixed or floating interest rate for the rest of the term.
Variable rate mortgage. The interest rate changes over the life of the loan so when interest rates go up, the interest you pay goes up and the opposite happens when interest rates go down so your interest will be less.
What do you base the amount of money that can be granted by a bank?
Income
From Work, Immovable property, Other sources of income
Loan Obligations
Consumer or business loansCredit cards
Credit Profile
Consequence of your loan obligations
Depository Relationship
Your current deposit relationship with the bank
What do you base your mortgage rate on?
Bank
Your existing bank and deposit profile
Profile
The credit profile
Insurance
The possibility of additional security (Cash Collateral)
Payroll
Payroll Bank
What is the financing rate for a mortgage?
The financing rate given by the banking organization most often corresponds to 75% of the property's commercial value. But in many cases, considering the purpose of the loan and your credit profile.